Stock Photo - ILLUSTRATION - 09 September 2021, Baden-Wuerttemberg, Rottweil: A man holds his smartphone for two-factor authentication while various payment methods are shown on the screen of a laptop. (to dpa ""Bafin: New rules for credit card payments bring more security"") Photo: Silas Stein/dpa. - Rottweil/Baden-Wuerttemberg/Germany

Stock Photo: ILLUSTRATION - 09 September 2021, Baden-Wuerttemberg, Rottweil: A man holds his smartphone for two-factor authentication while various payment methods are shown.

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