Stock Photo - 05 July 2021, Berlin: Frank Kohler, Chairman of the Board of Sparda-Bank Berlin, at the presentation of the book ""Geld im Sog der Negativzinsen"" (Money in the Wake of Negative Interest Rates) at the Landesvertretung Hessen. Photo: Jens Kalaene/dpa-Zentralbild/dpa. - Berlin/Berlin/Germany

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